Idaho Insurance Claims Attorneys
Insurance companies never offer full value to accident victims who are not represented by legal counsel. In fact, they have a whole bag of tricks to delay, minimize or even deny compensation.
The experienced Boise insurance claim lawyers of Carty Houst can attest to this because we formerly defended insurance companies. We now represent only plaintiffs in personal injury, work injury and malpractice claims. We are wise to specific practices that insurers commonly use to cheat the injured out of full coverage, including practices that are actionable as lawsuits for bad faith denial.
Insurance Bad Faith Attorneys in Boise
We can step in if an insurance company is giving you the runaround with your claim from an auto collision or other accident. We have also forced insurance companies to pay penalty damages on top of the underlying insurance claim by proving the insurer acted in bad faith.
A lawsuit for bad faith denial might stem from:
- An egregiously low settlement offer
- Unreasonable and intentional delay in processing a claim
- Routinely rejecting certain claims without basis
- Forcing the insured to jump through an endless serious of "hoops"
- Denying claims on a minor technicality
- Conflicts of interest, as when the same company insures the victim and the at-fault driver
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Our Attorneys Know How the Game Is Played Many coverage disputes and bad faith claims involve uninsured motorist/underinsured motorist coverage, a fallback provision of your policy that pays the difference if the other driver is not fully covered for your losses. The loophole is that UM/UIM kicks in only after the other driver's liability policy is exhausted. In a recent case, a major insurance company tried to settle a claim for just less than the liability policy limits to avoid paying our client's UM/UIM claim. In a carefully crafted letter, we convinced the insurer that we were onto their game and that they could face punitive damages for bad faith unless they stepped up to their obligations. |
Free Case Evaluation and Skilled Intervention
If you are having problems with an insurance claim, or are suspicious about a settlement offer or denied claim, arrange a free consultation with a Boise bad faith insurance lawyer at Carty Houst. We represent injury victims throughout Idaho. Call 208-342-3501 or 877-293-9300 or contact us online.
